RARE ST. JAMES CITY WATERFRONT ESTATE WITH OPEN BAY VIEWS, NO BRIDGES TO THE GULF Buy before the end of 2026 for potential property tax savings, and start the new year in one of Southwest Florida's most breathtaking waterfront settings. This fully renovated estate sits on the open waters of San Carlos Bay at the southern tip of Pine Island, delivering sweeping, unobstructed bay views, unforgettable sunsets, and protected deep-water Gulf access with no bridges & true Old Florida island living at its best. $400,000+ in renovations means this home is as move-in ready as it is beautiful: new roof, full spray-foam insulation, hurricane-impact windows and doors, whole-home generator, updated HVAC and ductwork, instant hot water heaters, wide-plank tile flooring, and custom closets throughout. Built for boaters: a private dock with two brand-new boat lifts - 6,000-lb and 15,000-lb - puts the Gulf of Mexico minutes from your back door. Outdoor living that steals the show: a heated pool and spa overlooking the bay, a custom tiki hut, and a fully equipped outdoor kitchen made for sunset entertaining. Inside, the coastal-inspired kitchen is the heart of the home with JennAir appliances, exotic granite countertops, and over $250,000 in custom cabinetry. Offered turnkey and tastefully furnished in a Tommy Bahama style (with exclusions), this home is ready for its next chapter. An oversized four-car garage with epoxy flooring adds room for up to six vehicles plus additional storage. Luxury renovations, energy efficiency, unmatched boating access, and some of the best open-water views in Southwest Florida, all in one rare St. James City estate. Schedule your private showing today and see San Carlos Bay living for yourself.